Loans for All Credit Types — Prequalify Today!*

Your credit score doesn't define your whole story. We look at the full picture to help you qualify.

*Subject to credit approval

✓ Checking to prequalify won't affect your credit score

Check Your Approval Odds

Start with just your email — no hard credit pull to prequalify.

🔒 Your information is secure and protected

How It Works

Get your loan in three simple steps

1
1. Apply Online
1. Apply Online

See if you qualify quickly and securely

2
2. Get a Fast Decision
2. Get a Fast Decision

Know where you stand in minutes with our prequalification process.

3
3. Receive Your Funds
3. Receive Your Funds

Get funds in your account as soon as the next business day!

Don't Let Your Credit Score Hold You Back

Texans with all types of credit have trusted Cash Loans Direct. We consider more than just your score.

Apply Now →
Texas Rates & Terms

Cash Loans Direct is not a lender in Texas. Instead, we work with other lenders. This means we help connect customers with direct lenders who can give them safe and secure loans. Cash Loans Direct is licensed in the State of Texas as a Credit Access Business (CAB).

If you get approved for a loan, Cash Loans Direct will help you with the paperwork and manage your loan. You will still need to pay back the lender, but Cash Loans Direct will be the main company you talk to if you have questions, problems, or need to make payments.

License/Registration

Texas License

Cash Loans Direct is a state-licensed Credit Access Business and state-registered Credit Services Organization in the state of Texas. However, we recommend exploring alternatives for potentially more cost-effective choices. Conduct thorough research and fully understand your loan terms before finalizing your agreement.

This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: 800-538-1579. Fax: 512-936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.